Free checklist for contractors

Oregon contractor compliance checklist

What Oregon law asks of a contractor on residential work, from the rules ProntoBill keeps for Oregon: licensing, bond and insurance where the state sets them, and the notices and contract requirements. Each item links the law’s own text, and the page says plainly what it doesn’t cover. No account and no email.

Last reviewed November 3, 2026Leer en español All states

Informational guidance, not a legal determination. This page summarizes the rules as they were checked on the dates shown. Each section has conditions a summary can’t hold, so read the law it links. Check with a construction lawyer how the rules apply to your contracts.

Your contractor license

From secondary research, not yet checked against the law’s own text.

Where your license number must appear on documents is not covered here yet.

Read the law

Bond and liability insurance minimums

The minimums by type of license. They are the floor the law sets: the state may require more of you.

Residential General Contractor: bond $25,000; insurance (general liability, per occurrence: $500,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Residential Specialty Contractor: bond $20,000; insurance (general liability, per occurrence: $300,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Residential Limited Contractor: bond $15,000; insurance (general liability, per occurrence: $100,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Residential Developer: bond $25,000; insurance (general liability, per occurrence: $500,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Home Services Contractor: bond $15,000; insurance (general liability, per occurrence: $100,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Residential Locksmith Services Contractor: bond $15,000; insurance (general liability, per occurrence: $100,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Home Inspector Services Contractor: bond $15,000; insurance (general liability, per occurrence: $100,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Restoration Services Contractor: bond $15,000; insurance (general liability, per occurrence: $100,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Home Performance Score Contractor: bond $15,000; insurance (general liability, per occurrence: $100,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Commercial General Contractor, Level 1: bond $80,000; insurance (general liability, aggregate: $2,000,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Commercial General Contractor, Level 2: bond $25,000; insurance (general liability, aggregate: $1,000,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Commercial Specialty Contractor, Level 1: bond $55,000; insurance (general liability, aggregate: $1,000,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Commercial Specialty Contractor, Level 2: bond $25,000; insurance (general liability, per occurrence: $500,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)
Commercial Developer: bond $25,000; insurance (general liability, per occurrence: $500,000) (Oregon CCB, bond and insurance by endorsement, checked November 5, 2026). From the state agency’s own page; the statute itself was not read, and not reviewed by a lawyer.
Source Oregon CCB: Licensing (bond amounts from 2024-01-01, HB 2922)

The liability insurance certificate must include products and completed operations.
A business with both a residential and a commercial endorsement needs both bonds, and one insurance certificate.

Notices and contract requirements

What the law asks you to give the customer, or put in the contract, on a job. A summary of each, from the rule’s data: the section itself can narrow when it applies.

Information Notice to Owner About Construction Liens

Price: Over $2,000
When: Before the contract is signed
Can cover: Homes and buildings of 1–4 units
Recommended: Residential buildings of 5 or more units: the law doesn’t settle whether it applies, so giving it is the cautious course
Not covered: Commercial work
Signed by: The customer and you
Keep: Proof of delivery for 2 years (OAR 812-012-0130(2))

Not owed when your customer is another contractor.
Not owed when the property owner is a contractor licensed in Oregon (ORS 87.093(5)).
If the price grows past the threshold, the law allows 5 calendar days to deliver it (ORS 87.093(4)).

Checked against the law’s own text, not reviewed by a lawyer. Checked November 3, 2026.

Read the law Open the notice from the Oregon CCB

Written contract

Price: Over $2,000
When: Before work starts
Can cover: Homes and buildings of 1–4 units and residential buildings of 5 or more units
Not covered: Commercial work

Not owed when your customer is another contractor.
If the price grows past the threshold, the law allows 5 calendar days to deliver it (ORS 701.305(1)).

Checked against the law’s own text, not reviewed by a lawyer. Checked November 3, 2026.

Read the law Open the CCB’s contract checklist

Consumer Protection Notice

Price: Over $2,000
When: Before the contract is signed
Can cover: Homes and buildings of 1–4 units and residential buildings of 5 or more units
Not covered: Commercial work
Signed by: The customer and you
Keep: Proof of delivery for 2 years (OAR 812-012-0130(2))

Not owed when your customer is another contractor.
If the price grows past the threshold, it is due at once, with no extra days (OAR 812-012-0130).

Checked against the law’s own text, not reviewed by a lawyer. Checked November 3, 2026.

Read the law Open the notice from the Oregon CCB

Notice of Procedure

Price: Over $2,000
When: Before the contract is signed
Can cover: Homes and buildings of 1–4 units and residential buildings of 5 or more units
Not covered: Commercial work
Signed by: The customer and you
Keep: Proof of delivery for 2 years (OAR 812-012-0130(2))

Not owed when your customer is another contractor.
If the price grows past the threshold, it is due at once, with no extra days (OAR 812-012-0130).

Checked against the law’s own text, not reviewed by a lawyer. Checked November 3, 2026.

Read the law Open the notice from the Oregon CCB

Notice of the buyer’s right to cancel (ORS 83.730)

Price: $25 or more
When: Before the contract is signed
Can cover: Homes and buildings of 1–4 units and residential buildings of 5 or more units
Not covered: Commercial work

Not owed when your customer is another contractor.
Only when the sale was made at the customer’s home, or anywhere away from your place of business (ORS 83.710(1)(a)).

Checked against the law’s own text, not reviewed by a lawyer. Checked November 4, 2026.

Read the law

More on each notice: the contractor notices guide

Questions

Is this legal advice?: No. It’s informational guidance, not a legal determination: the state’s law as it was read on the dates shown. Check with a construction lawyer how it applies to your contracts.
Do I need an account?: No. Nothing here needs an account or an email, and the page sends nothing anywhere. Print it or take a screenshot to keep it.
What isn’t covered?: Anything the page doesn’t list: local licenses and permits, lead paint in pre-1978 homes, employees and workers’ compensation beyond the notes above, and sales tax (see the sales-tax guide).

Sales tax by state: the contractor sales-tax guide