Free checklist for contractors
Utah contractor compliance checklist
What Utah law asks of a contractor on residential work, from the rules ProntoBill keeps for Utah: licensing, bond and insurance where the state sets them, and the notices and contract requirements. Each item links the law’s own text, and the page says plainly what it doesn’t cover. No account and no email.
Informational guidance, not a legal determination. This page summarizes the rules as they were checked on the dates shown. Each section has conditions a summary can’t hold, so read the law it links. Check with a construction lawyer how the rules apply to your contracts.
Your contractor license
ProntoBill keeps no state number here. That does not mean Utah requires no license: the minimums below are for licensed contractors. Check your license with Utah’s licensing division.
Bond and liability insurance minimums
The minimums by type of license. They are the floor the law sets: the state may require more of you.
- Licensed contractor (any classification): no bond minimum in the sources read; insurance (liability, each incident: $1,000,000; liability, in total: $2,000,000) (Utah Admin. Code R156-55a-302d(1)(a)(i), checked November 5, 2026). Checked against the law’s own text, not reviewed by a lawyer.
- Utah sets no standard bond for licensees. A bond is required only in specific cases, such as unpaid debts, judgments or liens of $1,000 or more, or a bankruptcy within three years (R156-55a-602).
- Workers’ compensation is required too: a policy, or a Labor Commission waiver when you have no employees.
- From January 1, 2027 the statute sections move (to UCA 58-55-203 and 58-55-205); the amounts stay in the rule.
Notices and contract requirements
What the law asks you to give the customer, or put in the contract, on a job. A summary of each, from the rule’s data: the section itself can narrow when it applies.
Residence lien protection statement in the contract (38-11-108)
- Price
- At any price
- When
- Before the contract is signed
- Applies to
- A single-family home or a duplex that the owner, or their tenant, lives in or will live in as a main or second home.
- Recommended
- Residential buildings of 5 or more units: the law doesn’t settle whether it applies, so giving it is the cautious course
- Not owed when your customer is another contractor.
Checked against the law’s own text, not reviewed by a lawyer. Checked November 3, 2026.
Federal Cooling-Off Rule notice of cancellation (16 CFR 429)
- Price
- $25 or more
- When
- Before the contract is signed
- Can cover
- Homes and buildings of 1–4 units and residential buildings of 5 or more units
- Not covered
- Commercial work
- Not owed when your customer is another contractor.
- Only when the sale was made at the customer’s home, or anywhere away from your place of business. The $25 is for a sale at the home; elsewhere away from your business, the rule covers sales of $130 or more (16 CFR 429.0(a)).
Checked against the law’s own text, not reviewed by a lawyer. Checked November 4, 2026.
More on each notice: the contractor notices guide
Questions
- Is this legal advice?
- No. It’s informational guidance, not a legal determination: the state’s law as it was read on the dates shown. Check with a construction lawyer how it applies to your contracts.
- Do I need an account?
- No. Nothing here needs an account or an email, and the page sends nothing anywhere. Print it or take a screenshot to keep it.
- What isn’t covered?
- Anything the page doesn’t list: local licenses and permits, lead paint in pre-1978 homes, employees and workers’ compensation beyond the notes above, and sales tax (see the sales-tax guide).
Sales tax by state: the contractor sales-tax guide
